We all know and have heard that 'necessity is the motherhood of all inventions.'

Agent Vegas Enterprise is an off shoot of the Dick Juge Insurance Agency. He has been developing products and tools, since his agency began in 1960 just to help his agency run better.

In 1960 Dick began his insurance career as an 'ordinary agent' (not debit) selling for John Hancock Mutual. Their first school taught the sales pitch, "You'll Earn A Fortune."

In those beginning days Dick worked 12 hour days, 7 days a week. Unlike most products, selling life insurance is a creative activity that involves the sale of a very intangible product. It was a very frustrating experience, not coming from a 'sales' background. Stan Mathis was his first mentor. Lots of AV is an tribute to his influences along with many other wonderful folks just like him.

In 1962 Dick began his property and casualty career with Liberty Mutual Insurance Companies. A second good fellow at Liberty, Ed Steed, became his second insurance mentor. Ed took his time to explain the homeowner package along with the many other products that were new.

1964 was the beginning of Dick's multi-line career with State Farm Insurance Companies. In this new phase, as a self employeed contractor, Dick learned that 'selling insurance' was one thing, but that servicing and managing a business was so demanding. Long time State Farm agent, Joe Helwick, became Dick's third mentor.

LUTC, CLU & CPCU industry courses became another of Dick's mentors. It was in the pursuits of these industry designations that 'the fog began to lift.' It was now easier to understand the insurance industry, products, sales skills, servicing clients, running a business and managing staff.

Since those beginning days Dick's daughter, Jen Kottler (also self employed working with various organizations such as the Tulane Business School and Alumni Assn.) now helps by managing AViosk Enterprises distributions. Dick's son, Richard, owns his own RE/MAX Commercial franchise locally and mirrors in many ways his dad's activities. Both of his children now serve as mentors being they are well plugged into the 21st Century. Note: Jen handles the annual Tulane Business Forum and works with many small groups managing their meetings. Richard also is a heavy user of PCs, and desktop management software in his commercial real estate business. Both interface with many other business folks nationally.

Dick is their hardware/software man. Between the three they havea large and challenging number of experiences including the use of PCs, staffing and other business experiences.

Dick's has served as President of several civic and industry organizations, served on the FIPNC (FEMA - Flood Insurance Producer's National Committee) plus served as past Educational/PC Chair of the National Association of State Farm agents. As a result of all of this activity, he well understands organizational structures and what it takes to lead and motivate people into action.

Dick's computing skills are deep. Since the early 80s he's dealt with TRS80s, DOS 8088 PCs, Windows 3.x and now Windows 95/98 etc. Dick has done some programming, manages his web pages, creates graphics shows, creates install routines for both CDs and Floppies, has set up his own network and many other computer related activities. Programs today are mostly programmed by professional associates who contract do the work on a contract basis.

As a young man Dick studied Architecture, was an Electrician in the Coast Guard, later designed and contracted both his home and offices. These activities all go to shaping his desire to make products for you as simple, efficient, quick and simple to operate as possible. He hopes you will use and enjoy these products as much others.

Dick has recently retired from the insurance industry and is now focusing on AViosk Enterprises, LLC products heavily. In addition he is into traveling and doing whatever he wishes.

- - - A sample testimonial to Dick, AV Enterprises on the Fantastic Flash Flood Rater - - -

"Dick,

Keep em comin.

Without your rater I don't think I would even want to sell flood insurance.

I wish our company would understand that it is possible to take something complicated and turn it into something that is easy, just as you did.

I will be one of the first to order the new disk."

"The right tools help you run your business better!"

AV Enterprises, LLC
3216 W. Esplanade; A4,#166; Metairie, LA 70002

Phone: (504) 394-2221   Fax:   (504)393-0669

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